Free tool · nothing uploaded
Free bank statement converter: PDF to Excel and CSV
Drop in your bank or credit card statement PDFs and get your transactions as an Excel file or a CSV: date, description and amount, money in positive and money out negative. Each statement is checked against its own starting and ending balances, so you know nothing was missed. The PDF is read inside your browser and never uploaded.
Drop your statement PDFs here
Bank or credit card statements, one or many, from any US bank.
Read on your device. Nothing is uploaded.
How to convert a bank statement to Excel or CSV
- Download the statement PDF from your bank’s website or app, usually under Statements or Documents. A file you downloaded works; a scan of a paper statement doesn’t.
- Drop it on the box above, or click Choose PDF files. Add a whole year’s statements at once if you like.
- Check each statement. A green “Adds up to the cent” means the rows match the balances printed on the statement. Untick any account you don’t want, such as a personal savings account.
- Download Excel or CSV, or click Copy for the workbook and paste straight into your spreadsheet. The Excel file opens with real dates and amounts, ready to sort, filter and total.
Your bank’s CSV is still the first choice
If your bank offers a CSV or Excel download of your transactions, use it: it comes straight from the bank’s records. This converter is for when it doesn’t, or only goes back a few months and you need the whole year. Our guide to downloading bank transactions covers where the download lives at the big banks, card issuers and online banks.
Questions
Is my statement uploaded anywhere?
No. The page reads the PDF with code that runs in this browser tab, the same way your browser shows a PDF. There’s no server behind it, no AI and no text-recognition service, and we never see the file or the rows. The page also carries a content security policy that stops it from sending data anywhere except this site and Cloudflare’s cookie-free visitor counter, so you don’t have to take our word for it. Close the tab and it’s all gone.
Which statements does it read?
PDF statements you download from online banking: checking, savings and credit card statements from banks and credit unions, one statement or a year’s worth, several in one PDF or several PDFs at once. It doesn’t rely on one bank’s layout. It looks for rows that start with a date and end with an amount, and works out from the running balance, the section heading, or a sign or CR/DR next to the amount whether the money came in or went out.
What does “adds up to the cent” mean?
Every statement prints a starting and an ending balance. The converter takes the starting balance, adds the money in and subtracts the money out, and checks it lands exactly on the ending balance. When it does, no row was missed or misread. When it doesn’t, you see how far off it is, and rows whose printed running balance doesn’t fit are marked, so you know where to look.
Why can’t it read my scanned statement?
A scan or a phone photo is a picture of the page with no text inside. Reading it takes text recognition, which means sending the image to a server, and this page doesn’t send your statement anywhere. Download the statement from your bank’s website instead: those PDFs have real text in them.
My bank only gives me PDFs. Is that normal?
Most big banks also offer a CSV download of your transactions, but it’s often limited to the last few months, and some banks, credit unions and apps such as Chime mainly offer monthly PDF statements. Navy Federal members report the downloads changing during 2026. If your bank does offer a CSV, use it; our bank-by-bank guide shows where to find it. When the PDF is all you have, convert it here.
Can I get an Excel file instead of a CSV?
Yes. Download Excel gives you an .xlsx file with one Transactions sheet: real dates, amounts to the cent and a header row with filters, so you can sort, filter and total straight away. It opens in Excel, Google Sheets, Numbers and LibreOffice. Download CSV has the same three columns as plain text, which most bookkeeping apps can import.
Is it free?
Yes, with no sign-up, no email and no limit on files. We make the The Paid & Filed Workbook, a spreadsheet that sorts these rows into Schedule C categories and works out your quarterly taxes, and this tool fills it.
Got your transactions. Now what?
Paste it into The Paid & Filed Workbook ($29). It sorts every transaction onto a Schedule C line, builds your monthly P&L, and tells you what to pay the IRS each quarter.