Terms and refunds
Last updated November 1, 2026
What you’re buying
The Paid & Filed Workbook is a downloadable spreadsheet for one person’s own bookkeeping and tax planning. When you buy it, you may use it for your own business and make copies for your own use. You may not resell it, share it publicly, or give it to others as part of a product or service.
It is an estimate, not tax advice
The workbook and the free calculator do arithmetic with IRS figures and the numbers you enter. They are planning tools. They are not tax, legal or accounting advice, and they are not reviewed by a tax professional for your situation. You are responsible for what you file and pay. We check every figure against IRS and SSA sources, but rules change and mistakes are possible, so check your return before filing, ideally with a professional.
Refunds
If you bought on this site and the workbook doesn’t work for you, email hello@paidandfiled.com within 14 days of purchase for a full refund. Orders placed on Etsy follow the Etsy shop’s policy.
Updates
Buyers of the 2026 edition receive the 2027 edition free, by email, once the IRS publishes the 2027 figures. Later editions may be sold separately.
The bank statement converter
The free converter reads the text of your statement PDFs and checks the rows against the balances printed on them. It can misread a layout it doesn’t know, so compare its rows with your statement before you rely on them, especially when a statement doesn’t add up. It is free and provided as it is, and it isn’t affiliated with or endorsed by any bank.
Liability
The workbook is provided as it is. To the extent the law allows, our total liability for any claim about it is limited to what you paid for it.