Free tools · no sign-up
Free tools for the self-employed
A tax calculator, a penalty calculator, a bank statement converter, a profit and loss template and a mileage log, for freelancers, 1099 contractors and anyone who files a Schedule C. All five are free, with no account and no email. The calculators and the converter run in your browser, so what you type or drop in stays on your computer.
Tax year 2026 · about a minute
1099 tax calculator
Type in what you expect to earn and see what to pay the IRS by the next due date. It uses the 2026 brackets, self-employment tax, the QBI deduction and the safe-harbor rules.
good for:Knowing what to send the IRS each quarter
- Federal income and self-employment tax
- Safe-harbor payment per quarter
- Nothing you type leaves your browser
PDF to Excel or CSV · nothing uploaded
Bank statement converter
Drop in bank or credit card statement PDFs and get an Excel file or a CSV. It reads them in your browser and checks every statement adds up to the cent.
good for:Banks that only give you PDF statements
- Checking, savings and credit cards
- A whole year of statements at once
- Never uploaded, no sign-up
Excel or Google Sheets · free download
Profit and loss template
Type in each month’s income and expenses and print a one-page profit and loss statement. The categories follow Schedule C, so the totals also help at tax time.
good for:Renting, borrowing or applying for a mortgage
- Monthly, year-to-date or full-year P&L
- Mileage at the 2026 IRS rates
- No email or sign-up
Excel or Google Sheets · free download
Mileage log template
Log each business trip, and the template applies 72.5¢ or 76¢ a mile by its date. It totals the year for Schedule C line 9 and the Part IV mileage questions.
good for:Gig drivers, delivery and anyone who drives to clients
- Both 2026 IRS rates, picked by date
- Typed miles or odometer readings
- No email or sign-up
Tax year 2026 · Form 2210
Underpayment penalty calculator
Enter your tax and what you paid each quarter, and see the IRS underpayment penalty for 2026. It follows Form 2210 and the IRS interest rate for each day.
good for:A missed or short quarterly payment
- Each quarter’s shortfall and penalty
- Safe harbor and $1,000 rules built in
- Nothing you type leaves your browser
How they fit together
From a bank statement to a tax payment.
Download them, or convert the PDF
Most banks let you download your transactions as a CSV file. If yours only gives you PDF statements, the bank statement converter turns them into a CSV in your browser and checks each one adds up to the cent.
Keep a mileage log as you go
Note each business trip in the mileage log template. It applies the right 2026 IRS rate to each trip by its date and gives you the total for Schedule C line 9.
Total each month into a P&L
Add up each category for the month and type the totals into the profit and loss template. It gives you net profit by month and prints a one-page statement for any range of months.
Turn profit into a quarterly payment
Put your expected profit for the year into the 1099 tax calculator to see your federal tax and what to pay by the next due date. Missed one? The underpayment penalty calculator shows what it costs.
Or let one spreadsheet do all of it.
Paste your bank’s CSV into The Paid & Filed Workbook and it sorts every transaction onto its Schedule C line, prices your mileage by date, builds your monthly P&L and works out each quarterly payment, all year. $29 once, for Google Sheets or Excel.